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For many people, the hardest part about buying a first home is coming up with the deposit. The general requirement is that you have 20% of the purchase price saved in addition to additional costs like stamp duty and conveyancing or solicitor’s fees. Some lenders will approve loans with a smaller deposit, but there are…
Read moreBuying a house or a unit of your very own is high on the wish list for most adults, but it can also feel very daunting. From the moment your mind turns to real estate, there are a lot of steps to take to arrive at the moment you walk through your very own front…
Read moreThe RBA has cut the official cash rate for the second consecutive month, bringing it to a historic low of 1%. So what could this mean for borrowers? Head of Elders Home Loans, John Rolfe, comments: “Whilst the rate cut is great news, it’s getting tough for the banks to pass the full rate cut…
Read moreThe Reserve Bank Australia has made its first changes to the official cash rate since August 2016, falling to a record low of 1.25% on Tuesday 4 June 2019. For those who follow rate changes, this comes as no surprise: the cut was first mooted in early May, but the decision was pushed back so…
Read moreWith the housing market slowing across much of Australia, some believe now is an ideal time for first home buyers to get that all-important foot on the ladder. In fact, a recent Major Bank survey found that Australians think now is the best time to buy a house since March 2015, especially those on the…
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